Payment Processing Software

Payment Processing

What is Payment Processing Software?

Payment processing software provides businesses with the means to process customer credit card payments either in person or online and may also integrate with online wallets or other digital payment methods to provide an alternative to credit card payments.

Common Features

  • Credit Card Processing
  • E-Commerce Integration
  • POS Integration
  • Reporting Analytics
  • Security
  • Customer Support
  • POS Verification
  • Integration With Accounting System
  • Mobile Payments
  • Digital Wallet Integration
  • Recurring Payments
  • Multi Currency

Top Payment Processing Software

2024 Data Quadrant Awards

2024 Emotional Footprint Awards

At SoftwareReviews, we take pride in recognizing excellence. Each year, we present the Data Quadrant Awards to top-performing software products based solely on authentic user reviews, without any paid placements or analyst opinions. These awards highlight software products that excel in terms of features, vendor capabilities, and customer relationships, earning them the highest overall rankings.

At SoftwareReviews, we take pride in recognizing excellence. Each year, we present the Emotional Footprint Awards to top-performing software products based solely on authentic user reviews, without any paid placements or analyst opinions. These awards shine a spotlight on software vendors who excel in crafting and nurturing strong customer relationships.

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Products: 7
Next Award: Sep 2025

Top Payment Processing Software 2025

Product scores listed below represent current data. This may be different from data contained in reports and awards, which express data as of their publication date.

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Composite Score
9.1 /10
CX Score
9.4 /10

Let’s go beyond just speed and convenience. Amazon Pay offers a safe and secure checkout experience backed by Amazon’s technology, innovation, and robust risk management services.

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Pros

  • Security Protects
  • Reliable
  • Helps Innovate
  • Inspires Innovation
Badge Winner
Badge Winner
Composite Score
9.1 /10
CX Score
9.3 /10

Accept payments and move money globally with Stripe’s powerful APIs and software solutions designed to help you capture more revenue.

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Pros

  • Reliable
  • Performance Enhancing
  • Respectful
  • Helps Innovate
Badge Winner
Badge Winner
GoCardless

GoCardless

Composite Score
8.2 /10
CX Score
8.4 /10

GoCardless is the most effective way to collect subscriptions and invoice payments, both domestically and around the world.

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Pros

  • Reliable
  • Performance Enhancing
  • Inspires Innovation
  • Caring
Bluesnap

BlueSnap

Composite Score
8.0 /10
CX Score
8.5 /10

BlueSnap provides an All-in-One Payment Platform designed to increase sales and reduce costs for B2B and B2C businesses around the world. Our Platform supports integrated payments, online and mobile sales, marketplaces, subscriptions, invoice payments and manual orders through a virtual terminal. With a single integration to our Platform, businesses can accept any payment with ease.

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Pros

  • Helps Innovate
  • Reliable
  • Trustworthy
  • Caring
Badge Winner
Badge Winner
Composite Score
7.9 /10
CX Score
8.1 /10

Accept Venmo payments in your app, online, or in person and tap into our active community of more than 60 million people.

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Pros

  • Efficient Service
  • Performance Enhancing
  • Effective Service
  • Saves Time
Square, Inc.

Square Payments

Composite Score
7.7 /10
CX Score
7.7 /10

Whether you’re selling in person or online, Square can help you take all kinds of payments quickly and securely

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Pros

  • Respectful
  • Caring
  • Security Protects
  • Enables Productivity
Badge Winner
Badge Winner
Composite Score
7.3 /10
CX Score
7.5 /10

PayPal Braintree. The end-to-end payment platform built for growth. Deliver seamless checkout experiences with PayPal Braintree's proven and connected solutions.​

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Pros

  • Friendly Negotiation
  • Efficient Service
  • Security Protects
  • Trustworthy
Helcim

Helcim

Composite Score
7.1 /10
CX Score
7.3 /10

Helcim provides Canadian & American businesses an opportunity to accept credit card payments at affordable & transparent rates. A wide range of online, ecommerce, cloud-based, mobile & retail payment platforms allows Helcim to offer a total payments solution.

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Pros

  • Includes Product Enhancements
  • Altruistic
  • Acts with Integrity
  • Trustworthy
Payoneer Inc.

Payoneer

Composite Score
6.3 /10
CX Score
5.8 /10

Your Payoneer account is your key to unlock a universe of opportunities. Whether making international payments, receiving funds, managing your digital business, or accessing capital, Payoneer opens your business up to the world.

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Pros

  • Security Protects
  • Trustworthy
  • Helps Innovate
  • Acts with Integrity

Cons

  • Less Inspiring
  • Under Delivered
  • Less Effective Service

Products below are ineligible for awards due to insufficient recent reviews

Clover Network

Clover

Composite Score
7.3 /10
CX Score
7.3 /10

An all‑in‑one system so you can quickly set up, take payments, and manage just about everything.

Pros

  • Reliable
  • Performance Enhancing
  • Enables Productivity
  • Trustworthy

Cons

  • Under Delivered
  • Charges for Enhancements